/* group-actions.html */
/* ===== fraud page: added sections ===== */
        .ponzi-explain-section{background:linear-gradient(135deg,#0f172a 0%,#0b1220 60%, #0f172a 100%); padding:5rem 0; position:relative; overflow:hidden;}
        .ponzi-explain-section:before{content:""; position:absolute; inset:-40% -20%; background:radial-gradient(circle at 20% 30%, rgba(98,191,202,0.22), transparent 55%); pointer-events:none;}
        .ponzi-explain-section:after{content:""; position:absolute; inset:-40% -20%; background:radial-gradient(circle at 80% 70%, rgba(200,168,78,0.18), transparent 55%); pointer-events:none;}
        .ponzi-explain-grid{display:grid; grid-template-columns: 1.05fr 0.95fr; gap:3rem; align-items:center; position:relative; z-index:1;}
        .ponzi-kicker{display:inline-flex; align-items:center; gap:.5rem; padding:.5rem 1rem; border-radius:999px; background:rgba(98,191,202,0.12); border:1px solid rgba(98,191,202,0.25); color:#62BFCA; font-weight:800; font-size:.85rem; letter-spacing:.08em; text-transform:uppercase;}
        .ponzi-explain-title{color:#fff; font-weight:900; line-height:1.15; font-size:2.4rem; margin:.9rem 0 1rem;}
        .ponzi-explain-lead{color:rgba(255,255,255,0.82); font-size:1.05rem; line-height:1.75; max-width: 56ch;}
        .ponzi-points{margin-top:1.6rem; display:grid; gap:.9rem;}
        .ponzi-point{display:flex; gap:.85rem; align-items:flex-start; padding:1rem 1rem; border-radius:14px; background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.10);}
        .ponzi-point svg{flex:0 0 auto; margin-top:.15rem;}
        .ponzi-point b{color:#fff;}
        .ponzi-point span{color:rgba(255,255,255,0.78); line-height:1.6; display:block; margin-top:.15rem;}
        .ponzi-cta-row{margin-top:1.8rem; display:flex; flex-wrap:wrap; gap:1rem; align-items:center;}
        .ponzi-cta-row .btn{display:inline-flex; align-items:center; gap:.6rem;}
        .ponzi-trust{color:rgba(255,255,255,0.65); font-size:.92rem;}
        .ponzi-visual{position:relative; border-radius:18px; overflow:hidden; box-shadow:0 18px 48px rgba(0,0,0,0.35); border:1px solid rgba(255,255,255,0.12);}
        .ponzi-visual img{display:block; width:100%; height:520px; object-fit:cover; transform:scale(1.02);}
        .ponzi-visual-overlay{position:absolute; inset:0; background:linear-gradient(180deg, rgba(15,23,42,0.05) 0%, rgba(15,23,42,0.85) 78%);}
        .ponzi-visual-badge{position:absolute; left:18px; top:18px; display:inline-flex; align-items:center; gap:.6rem; background:rgba(15,23,42,0.72); border:1px solid rgba(98,191,202,0.25); border-radius:999px; padding:.55rem .9rem; color:#fff; font-weight:800; font-size:.85rem;}
        .ponzi-visual-badge svg{stroke:#62BFCA;}
        .ponzi-visual-caption{position:absolute; left:18px; right:18px; bottom:18px; padding:1rem 1rem; border-radius:14px; background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.12); backdrop-filter: blur(6px);}
        .ponzi-visual-caption b{color:#fff;}
        .ponzi-visual-caption p{margin:.35rem 0 0; color:rgba(255,255,255,0.78); line-height:1.55; font-size:.95rem;}
        .ponzi-process-section{background:#ffffff; padding:5rem 0;}
        .ponzi-process-steps{display:grid; gap:1.25rem; margin-top:2rem;}
        .ponzi-step{display:flex; gap:1.25rem; padding:1.35rem 1.35rem; border-radius:16px; background:#f8fafc; border:1px solid #e5e7eb; box-shadow:0 8px 22px rgba(15,23,42,0.06);}
        .ponzi-step-num{width:46px; height:46px; border-radius:14px; background:#0f172a; color:#62BFCA; display:flex; align-items:center; justify-content:center; font-weight:900; font-size:1.15rem; flex:0 0 auto;}
        .ponzi-step h4{margin:0 0 .35rem; font-weight:900; color:#0f172a; font-size:1.08rem;}
        .ponzi-step p{margin:0; color:#64748b; line-height:1.75; font-size:1rem;}
        .ponzi-process-grid{display:grid; grid-template-columns: 1fr 1fr; gap:3.5rem; align-items:center;}
        .ponzi-process-image{position:relative; border-radius:18px; overflow:hidden; box-shadow:0 16px 44px rgba(15,23,42,0.14); border:1px solid rgba(15,23,42,0.10);}
        .ponzi-process-image img{width:100%; height:520px; object-fit:cover; display:block;}
        .ponzi-process-image .badge{position:absolute; right:16px; bottom:16px; background:#0f172a; color:#fff; border:1px solid rgba(98,191,202,0.35); border-radius:999px; padding:.6rem 1rem; font-weight:800; display:flex; align-items:center; gap:.55rem;}
        .ponzi-process-image .badge svg{stroke:#62BFCA;}
        @media (max-width: 980px){
            .ponzi-explain-grid, .ponzi-process-grid{grid-template-columns: 1fr; gap:2rem;}
            .ponzi-visual img, .ponzi-process-image img{height:380px;}
            .ponzi-explain-title{font-size:2.05rem;}
        }
        @media (max-width: 560px){
            .ponzi-explain-section, .ponzi-process-section{padding:4rem 0;}
            .ponzi-point{padding:.9rem .9rem;}
            .ponzi-step{padding:1.1rem 1.1rem;}
        }
    

        /* ===== Interactive hover + tap effects (matched to Our Approach cards) ===== */

        /* --- What is a fraud Scheme? (left-column boxes) --- */
        .ponzi-point{
            position: relative;
            overflow: hidden;
            transition: transform .28s ease, box-shadow .28s ease, background .28s ease, border-color .28s ease;
            will-change: transform;
        }
        /* glass glow layer */
        .ponzi-point::before{
            content:"";
            position:absolute;
            inset:-2px;
            opacity:0;
            pointer-events:none;
            background:
                radial-gradient(120px 120px at 20% 20%, rgba(98,191,202,0.26), transparent 60%),
                radial-gradient(140px 140px at 85% 75%, rgba(200,168,78,0.22), transparent 62%),
                linear-gradient(135deg, rgba(255,255,255,0.10), rgba(255,255,255,0.02));
            filter: blur(10px);
            transition: opacity .28s ease;
        }
        .ponzi-point:hover{
            transform: translateY(-6px);
            background: rgba(255,255,255,0.10);
            border-color: rgba(255,255,255,0.18);
            box-shadow: 0 14px 32px rgba(0,0,0,0.35);
        }
        .ponzi-point:hover::before{ opacity:1; }

        /* icon colour shift + subtle emphasis */
        .ponzi-point svg{
            transition: transform .28s ease, stroke .28s ease, opacity .28s ease;
        }
        .ponzi-point:hover svg{
            stroke: #c8a84e;
            transform: translateY(-1px);
            opacity: 0.98;
        }
        .ponzi-point b{
            transition: color .28s ease;
        }
        .ponzi-point:hover b{ color:#ffffff; }

        /* --- Our Process steps (left-column boxes) --- */
        .ponzi-step{
            position: relative;
            overflow: hidden;
            transition: transform .28s ease, box-shadow .28s ease, border-color .28s ease, background .28s ease;
            will-change: transform;
        }
        .ponzi-step::before{
            content:"";
            position:absolute;
            inset:-2px;
            opacity:0;
            pointer-events:none;
            background:
                radial-gradient(140px 140px at 18% 25%, rgba(98,191,202,0.20), transparent 60%),
                radial-gradient(160px 160px at 85% 80%, rgba(200,168,78,0.16), transparent 62%),
                linear-gradient(135deg, rgba(255,255,255,0.75), rgba(255,255,255,0.00));
            filter: blur(14px);
            transition: opacity .28s ease;
        }
        .ponzi-step:hover{
            transform: translateY(-6px);
            border-color: rgba(98,191,202,0.45);
            background: #ffffff;
            box-shadow: 0 18px 44px rgba(15,23,42,0.14);
        }
        .ponzi-step:hover::before{ opacity:1; }

        /* number glow on hover */
        .ponzi-step-num{
            transition: box-shadow .28s ease, transform .28s ease, background .28s ease, color .28s ease;
        }
        .ponzi-step:hover .ponzi-step-num{
            box-shadow:
                0 10px 24px rgba(15,23,42,0.28),
                0 0 0 6px rgba(98,191,202,0.16);
            transform: translateY(-1px);
        }

        /* --- Mobile tap micro-interactions (no-hover devices) --- */
        @media (hover: none){
            .ponzi-point:active{
                transform: translateY(-4px);
                background: rgba(255,255,255,0.10);
                border-color: rgba(255,255,255,0.18);
                box-shadow: 0 12px 26px rgba(0,0,0,0.30);
            }
            .ponzi-point:active::before{ opacity:1; }
            .ponzi-point:active svg{ stroke:#c8a84e; transform: translateY(-1px); }

            .ponzi-step:active{
                transform: translateY(-4px);
                border-color: rgba(98,191,202,0.45);
                background:#ffffff;
                box-shadow: 0 16px 36px rgba(15,23,42,0.13);
            }
            .ponzi-step:active::before{ opacity:1; }
            .ponzi-step:active .ponzi-step-num{
                box-shadow:
                    0 10px 22px rgba(15,23,42,0.26),
                    0 0 0 6px rgba(98,191,202,0.16);
                transform: translateY(-1px);
            }
        }

        /* ===== Funds Recovery Leverage (new section) ===== */
        .recovery-leverage-section{
            background: linear-gradient(135deg,#0b1220 0%, #0f172a 55%, #0b1220 100%);
            padding: 5rem 0;
            position: relative;
            overflow: hidden;
        }
        .recovery-leverage-section::before{
            content:"";
            position:absolute;
            inset:-40% -20%;
            background: radial-gradient(circle at 25% 25%, rgba(200,168,78,0.22), transparent 55%);
            pointer-events:none;
        }
        .recovery-leverage-section::after{
            content:"";
            position:absolute;
            inset:-40% -20%;
            background: radial-gradient(circle at 80% 70%, rgba(98,191,202,0.20), transparent 55%);
            pointer-events:none;
        }
        .recovery-leverage-grid{
            display:grid;
            grid-template-columns: 1.05fr 0.95fr;
            gap: 3rem;
            align-items: center;
            position: relative;
            z-index: 1;
        }
        .recovery-kicker{
            display:inline-flex;
            align-items:center;
            gap:.55rem;
            padding:.55rem 1rem;
            border-radius:999px;
            background: rgba(200,168,78,0.12);
            border: 1px solid rgba(200,168,78,0.25);
            color: #c8a84e;
            font-weight: 800;
            font-size: .85rem;
            letter-spacing: .08em;
            text-transform: uppercase;
        }
        .recovery-leverage-title{
            color:#fff;
            font-weight: 950;
            line-height: 1.15;
            font-size: 2.35rem;
            margin: .9rem 0 1rem;
        }
        .recovery-leverage-lead{
            color: rgba(255,255,255,0.82);
            font-size: 1.05rem;
            line-height: 1.75;
            max-width: 60ch;
        }
        .recovery-pill-row{
            margin-top: 1.35rem;
            display:flex;
            flex-wrap:wrap;
            gap:.6rem;
        }
        .recovery-pill{
            padding:.45rem .75rem;
            border-radius:999px;
            background: rgba(255,255,255,0.06);
            border: 1px solid rgba(255,255,255,0.12);
            color: rgba(255,255,255,0.78);
            font-weight: 700;
            font-size: .9rem;
        }
        .recovery-card-stack{
            display:grid;
            gap: 1rem;
        }
        .recovery-card{
            position: relative;
            overflow:hidden;
            border-radius: 18px;
            background: rgba(255,255,255,0.06);
            border: 1px solid rgba(255,255,255,0.12);
            box-shadow: 0 18px 48px rgba(0,0,0,0.28);
            padding: 1.2rem 1.25rem;
            transition: transform .28s ease, border-color .28s ease, background .28s ease, box-shadow .28s ease;
        }
        .recovery-card::before{
            content:"";
            position:absolute;
            inset:-2px;
            opacity:0;
            pointer-events:none;
            background:
                radial-gradient(140px 140px at 20% 25%, rgba(98,191,202,0.22), transparent 62%),
                radial-gradient(160px 160px at 85% 80%, rgba(200,168,78,0.18), transparent 64%);
            filter: blur(14px);
            transition: opacity .28s ease;
        }
        .recovery-card:hover{
            transform: translateY(-6px);
            background: rgba(255,255,255,0.08);
            border-color: rgba(98,191,202,0.35);
            box-shadow: 0 22px 56px rgba(0,0,0,0.34);
        }
        .recovery-card:hover::before{opacity:1;}
        .recovery-card-top{
            display:flex;
            gap: .85rem;
            align-items:flex-start;
        }
        .recovery-icon{
            width: 44px;
            height: 44px;
            border-radius: 14px;
            background: rgba(15,23,42,0.72);
            border: 1px solid rgba(98,191,202,0.25);
            display:flex;
            align-items:center;
            justify-content:center;
            flex: 0 0 auto;
        }
        .recovery-icon svg{stroke:#62BFCA;}
        .recovery-card h3{
            margin:0 0 .25rem;
            color:#fff;
            font-weight: 900;
            font-size: 1.05rem;
        }
        .recovery-card p{
            margin:0;
            color: rgba(255,255,255,0.78);
            line-height: 1.65;
            font-size: .98rem;
        }
        .recovery-leverage-cta{
            margin-top: 1.5rem;
            display:flex;
            flex-wrap:wrap;
            gap: 1rem;
            align-items:center;
        }
        .recovery-leverage-note{
            color: rgba(255,255,255,0.65);
            font-size: .92rem;
        }
        @media (max-width: 980px){
            .recovery-leverage-grid{grid-template-columns: 1fr; gap: 2rem;}
            .recovery-leverage-title{font-size: 2.0rem;}
        }
        @media (max-width: 560px){
            .recovery-leverage-section{padding: 4rem 0;}
        }

/* group-actions.html */
/* ===== Page utilities (moved from deleted section) ===== */
        /* ===== NEW NAVIGATION STYLES ===== */

                /* Desktop dropdown nav */
                .nav-list {
                    display: flex;
                    align-items: center;
                    gap: 0;
                    list-style: none;
                    margin: 0;
                    padding: 0;
                }
                .nav-list > li {
                    position: relative;
                }
                .nav-link {
                    display: flex;
                    align-items: center;
                    gap: 0.3rem;
                    padding: 0.75rem 1rem;
                    font-size: 0.8125rem;
                    font-weight: 700;
                    letter-spacing: 0.08em;
                    text-transform: uppercase;
                    color: var(--primary, #0a1628);
                    text-decoration: none;
                    transition: color 0.25s ease;
                    white-space: nowrap;
                }
                .nav-link:hover {
                    color: var(--accent, #c8a84e);
                }
                .nav-link .dropdown-arrow {
                    width: 10px;
                    height: 10px;
                    transition: transform 0.25s ease;
                    flex-shrink: 0;
                }
                .nav-list > li:hover .dropdown-arrow,
                .nav-list > li.dropdown-open .dropdown-arrow {
                    transform: rotate(180deg);
                }

                /* Desktop dropdown panel */
                .dropdown-menu {
                    position: absolute;
                    top: 100%;
                    left: 0;
                    min-width: 220px;
                    background: var(--white, #fff);
                    border: 1px solid var(--gray-200, #e5e7eb);
                    border-radius: 12px;
                    box-shadow: 0 12px 32px rgba(0,0,0,0.12);
                    padding: 0.5rem 0;
                    opacity: 0;
                    visibility: hidden;
                    transform: translateY(8px);
                    transition: opacity 0.25s ease, transform 0.25s ease, visibility 0.25s ease;
                    z-index: 1000;
                }
                .nav-list > li:hover .dropdown-menu {
                    opacity: 1;
                    visibility: visible;
                    transform: translateY(0);
                }
                .dropdown-menu a {
                    display: block;
                    padding: 0.75rem 1.25rem;
                    font-size: 0.875rem;
                    font-weight: 600;
                    color: var(--primary, #0a1628);
                    text-decoration: none;
                    transition: background 0.2s ease, color 0.2s ease;
                }
                .dropdown-menu a:hover {
                    background: var(--gray-50, #f9fafb);
                    color: var(--accent, #c8a84e);
                }

                /* Hide desktop nav on mobile */
                @media (max-width: 900px) {
                    .nav { display: none !important; }
                }

                /* ===== BURGER / MOBILE MENU ===== */
                .mobile-toggle {
                    display: none;
                    flex-direction: column;
                    justify-content: center;
                    align-items: center;
                    width: 44px;
                    height: 44px;
                    background: none;
                    border: none;
                    cursor: pointer;
                    z-index: 1100;
                    gap: 5px;
                }
                .mobile-toggle span {
                    display: block;
                    width: 24px;
                    height: 2px;
                    background: var(--primary, #0a1628);
                    border-radius: 2px;
                    transition: transform 0.3s ease, opacity 0.3s ease;
                }
                @media (max-width: 900px) {
                    .mobile-toggle { display: flex; }
                }

                /* Burger X animation */
                .mobile-toggle.active span:nth-child(1) {
                    transform: translateY(7px) rotate(45deg);
                }
                .mobile-toggle.active span:nth-child(2) {
                    opacity: 0;
                }
                .mobile-toggle.active span:nth-child(3) {
                    transform: translateY(-7px) rotate(-45deg);
                }

                /* Mobile overlay menu */
                .mobile-menu-overlay {
                    position: fixed;
                    inset: 0;
                    background: rgba(10, 22, 40, 0.5);
                    backdrop-filter: blur(4px);
                    z-index: 1050;
                    opacity: 0;
                    visibility: hidden;
                    transition: opacity 0.35s ease, visibility 0.35s ease;
                }
                .mobile-menu-overlay.active {
                    opacity: 1;
                    visibility: visible;
                }

                .mobile-menu {
                    position: fixed;
                    top: 0;
                    right: 0;
                    width: 320px;
                    max-width: 85vw;
                    height: 100vh;
                    background: var(--white, #fff);
                    z-index: 1060;
                    transform: translateX(100%);
                    transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1);
                    overflow-y: auto;
                    display: flex;
                    flex-direction: column;
                }
                .mobile-menu.active {
                    transform: translateX(0);
                }

                .mobile-menu-header {
                    display: flex;
                    align-items: center;
                    justify-content: space-between;
                    padding: 1.25rem 1.5rem;
                    border-bottom: 1px solid var(--gray-200, #e5e7eb);
                }
                .mobile-menu-header .logo-title {
                    font-size: 1rem;
                    font-weight: 800;
                    letter-spacing: 0.1em;
                    color: var(--primary, #0a1628);
                }
                .mobile-menu-close {
                    width: 36px;
                    height: 36px;
                    display: flex;
                    align-items: center;
                    justify-content: center;
                    background: var(--gray-50, #f9fafb);
                    border: none;
                    border-radius: 8px;
                    cursor: pointer;
                    transition: background 0.2s ease;
                }
                .mobile-menu-close:hover {
                    background: var(--gray-200, #e5e7eb);
                }

                .mobile-menu-body {
                    padding: 1rem 0;
                    flex: 1;
                }

                /* Mobile nav items */
                .mobile-nav-item {
                    border-bottom: 1px solid var(--gray-100, #f3f4f6);
                }
                .mobile-nav-link {
                    display: flex;
                    align-items: center;
                    justify-content: space-between;
                    padding: 1rem 1.5rem;
                    font-size: 0.9375rem;
                    font-weight: 700;
                    color: var(--primary, #0a1628);
                    text-decoration: none;
                    text-transform: uppercase;
                    letter-spacing: 0.06em;
                    transition: background 0.2s ease;
                    cursor: pointer;
                }
                .mobile-nav-link:hover {
                    background: var(--gray-50, #f9fafb);
                }
                .mobile-nav-link .mobile-arrow {
                    width: 16px;
                    height: 16px;
                    transition: transform 0.3s ease;
                    color: var(--gray-400, #9ca3af);
                }
                .mobile-nav-item.open .mobile-nav-link .mobile-arrow {
                    transform: rotate(180deg);
                    color: var(--accent, #c8a84e);
                }
                .mobile-nav-item.open > .mobile-nav-link {
                    color: var(--accent, #c8a84e);
                }

                /* Mobile sub-menu */
                .mobile-sub-menu {
                    max-height: 0;
                    overflow: hidden;
                    transition: max-height 0.35s ease;
                    background: var(--gray-50, #f9fafb);
                }
                .mobile-nav-item.open .mobile-sub-menu {
                    max-height: 300px;
                }
                .mobile-sub-menu a {
                    display: block;
                    padding: 0.75rem 1.5rem 0.75rem 2.5rem;
                    font-size: 0.875rem;
                    font-weight: 600;
                    color: var(--gray-600, #4b5563);
                    text-decoration: none;
                    transition: color 0.2s ease, background 0.2s ease;
                }
                .mobile-sub-menu a:hover {
                    color: var(--accent, #c8a84e);
                    background: var(--gray-100, #f3f4f6);
                }

                /* Mobile menu divider & secondary links */
                .mobile-menu-divider {
                    height: 1px;
                    background: var(--gray-200, #e5e7eb);
                    margin: 0.75rem 1.5rem;
                }
                .mobile-secondary-links {
                    padding: 0.25rem 0;
                }
                .mobile-secondary-links a {
                    display: block;
                    padding: 0.75rem 1.5rem;
                    font-size: 0.8125rem;
                    font-weight: 600;
                    color: var(--gray-500, #6b7280);
                    text-decoration: none;
                    text-transform: uppercase;
                    letter-spacing: 0.06em;
                    transition: color 0.2s ease;
                }
                .mobile-secondary-links a:hover {
                    color: var(--accent, #c8a84e);
                }

                /* Mobile menu footer CTA */
                .mobile-menu-footer {
                    padding: 1.25rem 1.5rem;
                    border-top: 1px solid var(--gray-200, #e5e7eb);
                }
                .mobile-menu-footer .btn {
                    display: block;
                    width: 100%;
                    text-align: center;
                    padding: 1rem;
                    font-size: 0.8125rem;
                    font-weight: 700;
                    letter-spacing: 0.1em;
                    text-transform: uppercase;
                    background: var(--accent, #c8a84e);
                    color: var(--white, #fff);
                    border-radius: 10px;
                    text-decoration: none;
                    transition: background 0.25s ease, transform 0.25s ease;
                }
                .mobile-menu-footer .btn:hover {
                    background: #d4edf4;
                    color: var(--primary, #0a1628);
                    transform: translateY(-2px);
                }

                /* Prevent body scroll when menu open */
                body.menu-open {
                    overflow: hidden;
                }

                /* ===== END NAV STYLES ===== */


                /* Logo image styles */
                .logo-img {
                    height: 110px;
                    width: auto;
                    display: block;
                }

                /* Mobile logo fix - prevent stretching on mobile devices */
                @media (max-width: 900px) {
                    .logo-img {
                        height: 70px;
                        max-width: 220px;
                        object-fit: contain;
                    }
                }

                /* Reduce Book a Call button padding to give logo more space */
                .header-actions .btn-primary {
                    padding-left: 1rem;
                    padding-right: 1rem;
                }

                /* Book a Call button hover override */
                .header-actions .btn-primary:hover {
                    background: #d4edf4 !important;
                    color: var(--primary, #0a1628) !important;
                }

                    .service-item:hover {
                        transform: translateY(-4px);
                        box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
                    }
                    @media (max-width: 768px) {
                        section[style*="grid-template-columns: repeat(2, 1fr)"] > div > div[style*="grid-template-columns: repeat(2, 1fr)"] {
                            grid-template-columns: 1fr !important;
                        }
                    }