/* All rules scoped to the page; header/footer and other pages are untouched. */
.ubo-page{--me-navy:var(--primary,#0a1628);--me-deep:#0f172a;--me-accent:#62BFCA;--me-cyan:var(--me-accent);--me-muted:var(--gray-600,#4b5563);background:#fff;color:var(--me-navy);font-family:inherit;line-height:1.75}
.ubo-page *{box-sizing:border-box}
.ubo-page .me-wrap{width:min(1240px,calc(100% - 80px));margin-inline:auto}
.ubo-page .me-section{padding:96px 0}
.ubo-page h1,.ubo-page h2,.ubo-page h3{font-family:'Archivo',sans-serif;font-weight:900;letter-spacing:-.035em;line-height:1.08;color:inherit;margin:0}
.ubo-page h1{font-size:clamp(3.5rem,6.6vw,5.75rem);line-height:.98;max-width:900px}
.ubo-page h2{font-size:clamp(2.2rem,3.7vw,3.25rem)}
.ubo-page h3{font-size:1.2rem;letter-spacing:-.02em;line-height:1.3}
.ubo-page p{margin:0;color:var(--me-muted)}
.ubo-page h1 span,.ubo-page h2 span{color:var(--me-accent)}
.ubo-page .me-eyebrow{display:block;color:var(--me-accent);font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;line-height:1.5;margin-bottom:24px}
.ubo-page .me-hero{position:relative;isolation:isolate;background:var(--me-navy);color:#fff;min-height:700px;padding:145px 0 90px;display:flex;align-items:center;overflow:hidden}
.ubo-page .me-hero-image{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;object-position:center}
.ubo-page .me-hero::after{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,22,40,.95) 0%,rgba(10,22,40,.84) 36%,rgba(10,22,40,.3) 65%,rgba(10,22,40,.05))}
.ubo-page .me-hero .me-eyebrow,.ubo-page .me-audience .me-eyebrow,.ubo-page .me-cta .me-eyebrow{color:var(--me-cyan)}
.ubo-page .me-subtitle{color:#fff;font-family:'Archivo',sans-serif;font-size:clamp(1.2rem,1.9vw,1.65rem);font-weight:700;line-height:1.4;margin-top:26px}
.ubo-page .me-hero-copy{color:#dce4ed;font-size:1.08rem;line-height:1.65;margin:20px 0 28px;max-width:490px}
.ubo-page .me-button{display:inline-flex;align-items:center;justify-content:space-between;gap:32px;min-height:54px;padding:14px 24px;background:var(--me-accent);border:1px solid var(--me-accent);border-radius:4px;color:#0a1628;text-decoration:none;font-weight:800;font-size:.94rem;line-height:1.5;transition:background .2s,transform .2s}
.ubo-page .me-button:hover{background:#83cdd5;transform:translateY(-2px)}
.ubo-page a:focus-visible{outline:3px solid var(--me-cyan);outline-offset:5px}
.ubo-page .me-split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,7vw,100px)}
.ubo-page .me-intro h2 span {
    color: var(--me-accent, #62BFCA);
}
.ubo-page .me-intro h2{padding-left:24px;border-left:3px solid var(--me-cyan)}
.ubo-page .me-prose p+p{margin-top:16px}
.ubo-page .me-services{background:var(--gray-50,#f9fafb);border-block:1px solid #e8ebef}
.ubo-page .me-section-head{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end;margin-bottom:44px}
.ubo-page .me-section-head>p{max-width:400px;padding-bottom:5px}
.ubo-page .me-service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:#dfe5e9;border:1px solid #dfe5e9}
.ubo-page .me-service{background:#fff;padding:30px;min-width:0}
.ubo-page .me-service-top{display:flex;gap:16px;align-items:baseline;margin-bottom:27px}
.ubo-page .me-service-top>span{font-family:'Archivo',sans-serif;color:#657d88;font-size:.8rem;font-weight:800}
.ubo-page .me-service-top>p{font-size:.8rem;color:#596773}
.ubo-page .me-service h3{margin-bottom:12px}
.ubo-page .me-service>p{font-size:.95rem;line-height:1.75}
.ubo-page .me-audience{background:var(--me-deep);color:#fff}
.ubo-page .me-audience-intro>p{color:#cbd5e1;margin:24px 0;max-width:440px}
.ubo-page .me-text-link{display:inline-block;color:var(--me-cyan);text-decoration:underline;text-underline-offset:5px;font-size:.92rem}
.ubo-page .me-audience-list article{padding:22px 0;border-bottom:1px solid #334155}
.ubo-page .me-audience-list article:first-child{padding-top:0}
.ubo-page .me-audience-list h3{font-size:1.13rem;margin-bottom:9px}
.ubo-page .me-audience-list p{color:#cbd5e1;font-size:.95rem}
.ubo-page .me-steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;padding:0;margin:45px 0 30px}
.ubo-page .me-steps li{border-top:1px solid #ccd7db;padding-top:20px}
.ubo-page .me-steps li>span{display:block;color:#657d88;font-family:'Archivo',sans-serif;font-size:.85rem;margin-bottom:18px}
.ubo-page .me-steps h3{margin-bottom:12px}
.ubo-page .me-steps p{font-size:.95rem}
.ubo-page .me-approach-note{padding-top:20px;border-top:1px solid #e5e7eb;font-size:.86rem}
.ubo-page .me-cta{background:var(--me-navy);color:#fff}
.ubo-page .me-cta-layout{display:grid;grid-template-columns:1fr auto;gap:70px;align-items:center}
.ubo-page .me-cta p{color:#cbd5e1;max-width:560px;margin-top:22px}
.ubo-page .me-cta-actions{display:grid;gap:14px;min-width:270px}
.ubo-page .me-button-outline{background:transparent;border-color:#758296;color:#fff}
.ubo-page .me-button-outline:hover{background:var(--me-accent);color:#0a1628;border-color:var(--me-accent)}
@media(min-width:1600px){.ubo-page .me-hero{min-height:760px}}
@media(max-width:1000px){.ubo-page .me-wrap{width:calc(100% - 48px)}.ubo-page .me-hero{min-height:650px;padding:130px 0 75px}.ubo-page .me-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ubo-page .me-section-head{gap:40px}.ubo-page .me-split{gap:40px}.ubo-page .me-steps{gap:24px}.ubo-page .me-cta-layout{gap:35px}}
@media(max-width:700px){.ubo-page .me-wrap{width:calc(100% - 40px)}.ubo-page .me-section{padding:60px 0}.ubo-page .me-hero{min-height:0;padding:125px 0 65px}.ubo-page h1{font-size:clamp(2.65rem,10vw,4.2rem);overflow-wrap:normal}.ubo-page h2{font-size:clamp(2rem,8vw,2.8rem)}.ubo-page .me-hero-image{object-position:68% center;opacity:.55}.ubo-page .me-hero::after{background:linear-gradient(90deg,rgba(10,22,40,.93),rgba(10,22,40,.65))}.ubo-page .me-eyebrow{font-size:.64rem;margin-bottom:20px}.ubo-page .me-subtitle{font-size:1.17rem}.ubo-page .me-hero-copy{font-size:1rem}.ubo-page .me-split,.ubo-page .me-section-head,.ubo-page .me-cta-layout{grid-template-columns:1fr;gap:30px}.ubo-page .me-section-head{margin-bottom:30px}.ubo-page .me-service-grid,.ubo-page .me-steps{grid-template-columns:1fr}.ubo-page .me-service{padding:25px}.ubo-page .me-service-top{margin-bottom:18px}.ubo-page .me-steps{margin-top:30px;gap:25px}.ubo-page .me-steps li{display:grid;grid-template-columns:35px 1fr;column-gap:14px}.ubo-page .me-steps li>span{grid-row:1/3;margin:0}.ubo-page .me-steps p{grid-column:2}.ubo-page .me-cta-actions{min-width:0}.ubo-page .me-cta-actions .me-button{width:100%}.ubo-page .me-desktop-break{display:none}}
@media(prefers-reduced-motion:reduce){.ubo-page .me-button{transition:none}.ubo-page .me-button:hover{transform:none}}

/* Restrained interaction, limited to devices with genuine hover support. */
.ubo-page .me-service{position:relative;transition:background .25s ease,box-shadow .25s ease,transform .25s ease}
.ubo-page .me-service h3,.ubo-page .me-service-top>span{transition:color .25s ease}
.ubo-page .me-service::after{content:'';position:absolute;inset:0;pointer-events:none;border:2px solid var(--me-accent);opacity:0;transition:opacity .25s ease}
.ubo-page .me-audience-list article,.ubo-page .me-steps li{transition:border-color .25s ease,background .25s ease}
.ubo-page .me-audience-list h3,.ubo-page .me-steps li>span{transition:color .25s ease}
.ubo-page .me-button{transition:background .2s ease,transform .2s ease,box-shadow .2s ease}
.ubo-page .me-button>span{transition:transform .2s ease}
.ubo-page .me-button-outline{border-color:var(--me-accent);color:var(--me-accent)}
@media(hover:hover) and (pointer:fine){
.ubo-page .me-service:hover{z-index:1;background:#f0fafb;transform:translateY(-4px);box-shadow:0 14px 30px rgba(98,191,202,.17)}
.ubo-page .me-service:hover::after{opacity:1}
.ubo-page .me-service:hover h3,.ubo-page .me-service:hover .me-service-top>span{color:#286c75}
.ubo-page .me-audience-list article:hover{border-color:var(--me-accent);background:rgba(98,191,202,.045)}
.ubo-page .me-audience-list article:hover h3{color:var(--me-accent)}
.ubo-page .me-steps li:hover{border-color:var(--me-accent);background:rgba(98,191,202,.055)}
.ubo-page .me-steps li:hover>span{color:#286c75}
.ubo-page .me-button:hover{box-shadow:0 8px 24px rgba(98,191,202,.25)}
.ubo-page .me-button:hover>span{transform:translate(2px,-2px)}
.ubo-page .me-text-link:hover{color:#fff;text-decoration-thickness:2px}
}
@media(prefers-reduced-motion:reduce){
.ubo-page .me-service,.ubo-page .me-service::after,.ubo-page .me-service h3,.ubo-page .me-service-top>span,.ubo-page .me-audience-list article,.ubo-page .me-audience-list h3,.ubo-page .me-steps li,.ubo-page .me-steps li>span,.ubo-page .me-button,.ubo-page .me-button>span{transition:none}
.ubo-page .me-service:hover,.ubo-page .me-button:hover,.ubo-page .me-button:hover>span{transform:none}
}
/* Separate the closing enquiry section from the footer. */
.ubo-page .me-cta {
    background: #183448;
    border-top: 1px solid rgba(98, 191, 202, 0.3);
}
/* Experience: editorial image and concise investigative principles. */
.ubo-page .me-experience{background:#f0f7f8;border-top:1px solid #e0edef}
.ubo-page .me-experience-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.08fr);gap:clamp(32px,5vw,72px);align-items:center}
.ubo-page .me-experience-visual{position:relative;isolation:isolate;margin:0;align-self:stretch;min-height:560px;overflow:hidden;border-radius:4px;background:var(--me-navy)}
.ubo-page .me-experience-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:42% center}
.ubo-page .me-experience-visual::after{content:'';position:absolute;inset:35% 0 0;background:linear-gradient(transparent,rgba(10,22,40,.94));z-index:1;pointer-events:none}
.ubo-page .me-experience-visual figcaption{position:absolute;bottom:34px;left:32px;right:32px;z-index:2;border-left:3px solid var(--me-accent);padding-left:20px;color:#fff;line-height:1.35}
.ubo-page .me-experience-visual figcaption span{display:block;color:var(--me-accent);font-size:.8rem;font-weight:700;margin-bottom:9px}
.ubo-page .me-experience-visual figcaption strong{display:block;font-family:'Archivo',sans-serif;font-size:clamp(1.35rem,2vw,1.9rem);max-width:300px}
.ubo-page .me-experience-content{min-width:0}
.ubo-page .me-experience-intro{margin-top:24px;font-size:1rem}
.ubo-page .me-experience-points{list-style:none;margin:26px 0 0;padding:0}
.ubo-page .me-experience-points li{display:grid;grid-template-columns:36px minmax(0,1fr);gap:16px;border-top:1px solid #cddfe2;padding:17px 12px 17px 0;transition:background .2s,border-color .2s}
.ubo-page .me-experience-points li>span{color:#286c75;font-family:'Archivo',sans-serif;font-size:.8rem;font-weight:800;padding-top:3px}
.ubo-page .me-experience-points h3{font-size:1.08rem;margin-bottom:5px}
.ubo-page .me-experience-points p{font-size:.92rem;line-height:1.6}
@media(hover:hover) and (pointer:fine){.ubo-page .me-experience-points li:hover{border-color:var(--me-accent);background:rgba(98,191,202,.1)}}
@media(max-width:1000px){.ubo-page .me-experience-layout{grid-template-columns:minmax(0,.85fr) minmax(0,1fr);gap:30px}.ubo-page .me-experience-visual{min-height:600px}}
@media(max-width:700px){.ubo-page .me-experience-layout{grid-template-columns:minmax(0,1fr);gap:32px}.ubo-page .me-experience-visual{min-height:0;aspect-ratio:4/3}.ubo-page .me-experience-visual img{object-position:center 40%}.ubo-page .me-experience-visual figcaption{left:24px;right:24px;bottom:24px}.ubo-page .me-experience-content .me-eyebrow{margin-bottom:18px}}
@media(prefers-reduced-motion:reduce){.ubo-page .me-experience-points li{transition:none}}
/* Replace the text arrow visually with a CSS-drawn arrow. */
.ubo-page .me-button > span {
    position: relative;
    display: inline-block;
    flex: 0 0 16px;
    width: 16px;
    height: 16px;
    font-size: 0;
    line-height: 0;
}

.ubo-page .me-button > span::before {
    content: "";
    position: absolute;
    top: 2px;
    right: 2px;
    width: 10px;
    height: 10px;
    border-top: 2px solid currentColor;
    border-right: 2px solid currentColor;
}

.ubo-page .me-button > span::after {
    content: "";
    position: absolute;
    top: 7px;
    left: 0;
    width: 17px;
    height: 2px;
    background: currentColor;
    transform: rotate(-45deg);
}
/* UBO-specific layouts; all additions remain inside this page. */
.ubo-page .ubo-section-copy{margin:28px 0 36px;max-width:850px}
.ubo-page .ubo-section-copy p+p{margin-top:16px}
.ubo-page .ubo-two-column{grid-template-columns:repeat(2,minmax(0,1fr))}
.ubo-page .ubo-quote{margin:38px 0 0;padding:8px 0 8px 24px;border-left:3px solid var(--me-accent);font-family:'Archivo',sans-serif;font-weight:700;font-size:clamp(1.2rem,2vw,1.6rem);line-height:1.4;max-width:880px}
.ubo-page .ubo-list{padding-left:22px;margin:22px 0 0;color:var(--me-muted)}
.ubo-page .ubo-list li{padding-left:6px;margin-bottom:14px}
.ubo-page .ubo-list li::marker{color:#286c75}
.ubo-page .ubo-shared-risk{margin-top:48px;max-width:900px}
.ubo-page .ubo-shared-risk h3{margin-bottom:18px}
.ubo-page .me-experience-content>a,.ubo-page .me-service>a{display:inline-block;margin-top:18px;color:#286c75;text-underline-offset:4px}
.ubo-page .ubo-related{display:flex;flex-wrap:wrap;gap:14px 28px;border-top:1px solid #334155;margin-top:44px;padding-top:28px}
.ubo-page .ubo-related a{color:var(--me-accent);text-underline-offset:5px;font-size:.9rem}
.ubo-page .ubo-faq{background:#f0f7f8;border-top:1px solid #e0edef}
.ubo-page .ubo-faq-list{margin-top:38px;max-width:1000px}
.ubo-page .ubo-faq-list details{border-bottom:1px solid #cddfe2;padding:22px 0}
.ubo-page .ubo-faq-list summary{cursor:pointer;font-family:'Archivo',sans-serif;font-weight:700;font-size:1.15rem;line-height:1.5;padding-right:20px}
.ubo-page .ubo-faq-list summary::marker{color:#286c75}
.ubo-page .ubo-faq-list details p{padding:18px 30px 0 0;max-width:850px}
.ubo-page summary:focus-visible{outline:3px solid var(--me-accent);outline-offset:6px}
@media(max-width:700px){.ubo-page .ubo-two-column{grid-template-columns:1fr}.ubo-page .me-button{gap:18px}.ubo-page .me-experience-visual{aspect-ratio:4/5}.ubo-page .ubo-quote{padding-left:18px}.ubo-page .ubo-section-copy{margin:24px 0 30px}}

/* Shared exposure: copy left, editorial image right. */
.ubo-page .ubo-shared-risk{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:36px 54px;align-items:center;max-width:none;margin-top:64px;padding-top:54px;border-top:1px solid #dfe5e9}
.ubo-page .ubo-shared-copy{min-width:0}
.ubo-page .ubo-shared-copy .me-eyebrow{margin-bottom:18px}
.ubo-page .ubo-shared-copy h3{font-size:clamp(1.9rem,3vw,2.7rem);line-height:1.12;margin-bottom:24px}
.ubo-page .ubo-shared-copy h3 span{color:var(--me-accent)}
.ubo-page .ubo-shared-visual{position:relative;isolation:isolate;margin:0;min-height:520px;align-self:stretch;border-radius:4px;overflow:hidden;background:var(--me-navy)}
.ubo-page .ubo-shared-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.ubo-page .ubo-shared-visual::after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,rgba(10,22,40,.95));z-index:1}
.ubo-page .ubo-shared-visual figcaption{position:absolute;bottom:30px;left:28px;right:28px;z-index:2;border-left:3px solid var(--me-accent);padding-left:18px;line-height:1.35;color:#fff}
.ubo-page .ubo-shared-visual figcaption span{display:block;color:var(--me-accent);font-size:.8rem;font-weight:700;margin-bottom:9px}
.ubo-page .ubo-shared-visual figcaption strong{display:block;font-family:'Archivo',sans-serif;font-size:clamp(1.25rem,2vw,1.75rem)}
.ubo-page .ubo-shared-risk>.ubo-quote{grid-column:1/-1;margin:0;max-width:100%;font-size:clamp(1.2rem,2vw,1.65rem)}
@media(max-width:1000px){.ubo-page .ubo-shared-risk{gap:30px}.ubo-page .ubo-shared-visual{min-height:560px}}
@media(max-width:700px){.ubo-page .ubo-shared-risk{grid-template-columns:minmax(0,1fr);margin-top:42px;padding-top:36px;gap:28px}.ubo-page .ubo-shared-visual{min-height:0;aspect-ratio:4/3}.ubo-page .ubo-shared-visual figcaption{left:22px;right:22px;bottom:22px}}